You’ve probably got at least one cause you’re passionate about. And, your hard work and success have placed you and your family in a position to give back to your community. To make sure your donation makes the biggest impact possible, you need a plan.
When preparing to apply for life insurance, there are a few steps to the process.
First, one needs to decide how much to apply for. This is done by completing a needs analysis with your life insurance-licensed financial professional. Many things are taken into consideration, a few of which are income replacement, debt cancellation and final expenses.
You know it’s important to save regularly to help meet your investment goals. The more frequently you save, the more you’ll have in the end.
Regardless of what you’re saving for – a down payment on a home, a dream vacation, a child’s education or your eventual retirement – developing good saving habits can definitely pay off.
- Overusing credit cards
At college and university orientation events, representatives from major credit card company’s offer free stuff if you sign up with them — they know many students won’t make their payments on time.